Monday, July 21, 2008

Getting Back To Basics

Well I think it is time to get back to the basics. We have been spending more than we should be and have been coming in short by the end of the month. We have been spending a lot of money on eating out and buying a lot of little things, that we don't really need. It's time for us to start cutting some of these things out. It's funny how fast small purchases add up. I also need to start working on our emergency fund again. I have been slacking on saving money in our emergency fund and had to bust out a credit card to pay for a unforeseen plumbing problem. So we are now back in credit card debt. Not that the amount is major, but now we have a debt that we didn't have before to pay off. Anyway I will be working on a new budget and hopefully we will be able to stick to it.